Accounts & Payments
Business accounts in euro and dollars. A person checks every payment before it moves, and you can watch it happen.
Accounts
Separate accounts for operations, payroll and tax, holding euro and dollar side by side. No single total that quietly counts money still being checked.
Day to day, in euro and dollars. What is still being checked is held apart, so the figure you see is the figure you can spend.
Salaries in their own account. The month's run never draws on the balance operations is spending.
Money you already owe, moved out of reach the day it is earned rather than found missing at the end of the quarter.
Operating, Payroll and Tax, in EUR and USD, each with its own IBAN.
Available and on hold, side by side. No single total that counts money still being checked.
Standard, instant and wire, every route priced before you send.
Every payment, in and out, reviewed before it moves. No automatic approval exists.
Admin, accountant, member, and a second signature above the limit you set.
Every leg on one line with its reference, exportable in PDF and CSV.
Rails
Euro inside Europe, euro and dollars beyond it, and the instant leg where the bank on the other side supports it. What it costs and how long it takes are on the screen before you sign.
Where the money is going decides the rail: euro inside Europe on SEPA, the instant leg where the receiving bank is on the scheme, everything else on SWIFT. The screen names the rail, the time and the cost before anyone signs.
Times start when the check clears, not when you press send.
On a wire you choose who pays the fee. The exchange rate is held while your colleagues sign, so what you saw is what leaves.
Control
Two gates, never confused. The payment says which one it is waiting at.
Your gate
You set who can pay, and how much without a second signature.
Yours to change, any time.
Our gate
We check every payment before it moves. In and out, no exceptions.
Nobody can skip it, including us.
How a payment moves
One payment, from the screen you fill in to the money landing. Every stop has a time on it, and nothing happens off the page.
Amount, who it goes to, and what it is for — asked in one screen, so nobody has to ask later.
A person looks at every payment. The money shows as on hold, so you always know what you can spend.
Only if we must: one question, in the app, with a date to answer by. No email threads.
Cleared, and handed to the rail. Every timing we quote starts here, not when you press send.
Settled, or credited if the money was coming to you. The whole history stays on the payment.
Times shown here are simulated data, for illustration only.
Who it is for
The account tells you where a payment stopped and what it needs. You never have to write and ask.
Cards and digital assets sit on the same balance, the same approvers and the same statement.
FAQ
Onboarding, documents, where the money sits and why every payment is reviewed.
Get started
Finance opens the account. A person answers every question along the way.
